the CBR and bankers are discussing the possibility of payment of salaries through the System fast payments (SBP). The largest banks — VTB, Alfa-Bank, OTKRITIE, ROSBANK, Sovcombank, Tinkoff support for this proposal.
In this case, in their opinion, will increase competition in the market and koritsa solution to the problem of “wage slavery” (the payment of wages only through Bank employer).
Discusses different options for payroll service URS. Most of the banks in favor of option payment of costs in equal shares — the Bank employee and Bank the employer for three rubles per transaction.
At the suggestion of the Bank “Tinkoff” pays Bank employee: in addition to payouts, the provisions of the Central Bank ($6) another 0.1% of the transfer amount to the employer and the employer himself. In this case, the employer there is a financial incentive.
the quick payments created by the Central Bank of the Russian Federation, runs from 28 January 2019. Through the system you can transfer money and pay for purchases and services without the card details or account.
transaction time is 15 seconds. To pay using SBP, you can use a QR code. Commission if such payment can be 0.7-1%. Sometimes it is significantly lower than the fee for Bank cards. Users of mobile banks can use the new service. It is about 100 million Russians.
the Bank of Russia from April 1 cancelled the fee for banks to transfers conducted by individuals in the System of quick payments. Cancellation valid till 30 Jun 2022. This measure will allow credit institutions to provide its clients (natural persons) translation services in the SBP, free or at minimum rates.
