Russians have less to borrow money to paycheck. The proportion of avoidant microloans increased in June over the year by 5 percentage points to 23% from 18% in June last year, estimated online service-crediting “Robot Timer”. The pandemic has changed the habits of the Russians reduced costs, began to save and spend less, create accumulation of “safety cushion”.
the Proportion of Russians living on the salary, increased by 1.9 percentage points to 9%. Increased and the share of those who still lay with wages, by 0.9 percentage points to 5.9%. Does not change the proportion of regular borrowers up to 5 thousand rubles per month — 30%.
In General, residents of large Russian cities missing from six months to three years to create a financial “safety cushion”, which was calculated by Raiffeisenbank.
creating the Accumulation 60%, 42% keep less than 100 thousand roubles, a 37% 100-500 thousand rubles, and 21% — more than half a million rubles. Many of them get an income less than 60 thousand rubles a month, and only one in ten receives 60-90 thousand rubles a month.
the Largest accumulation in Moscow, Kazan and Novosibirsk. About 9% of the respondents tend to accumulate 1-3 million rubles. Two-thirds of respondents keep their savings in rubles.
the Average maximum interest rate on ruble deposits in the 10 largest Russian banks in the first week of June decreased to 5.01%, reported the Bank of Russia. May holidays caused a slight outflow of deposits in Russia for the month of 0.1%, or about 31.5 billion rubles., of 31.48 trillion RUR on may 1, 2020.